What Is Hold & Win
Six or more "money symbols" — each carrying a fixed cash value — landing in the base game triggers a respin round. Those money symbols lock in place, and you get a fixed number of respins (usually 3) to land more. Every new money symbol resets the respin counter. The round ends when the respin counter reaches zero or the grid fills completely. All collected cash values are summed and awarded.
Variations
The format has many names: Hold & Win (Pragmatic), Money Respin (also Pragmatic), Money Cart (Relax Gaming), Money Train (Relax), Cash Collect (Blueprint), Pot Collect (Microgaming's 9 Pots of Gold), Fish Collect (Big Bass series). Variations include collector symbols that gather all visible money values, multiplier symbols that boost the total, and persistent symbols that stay across multiple games (rare).
Math Profile
Hold & Win bonuses tend to dominate the RTP. The base game often runs lean (low hit frequency, modest wins) because the studio reserves the math budget for the respin round. Trigger frequency is typically 1 in 200-400 spins. The bonus itself has its own volatility — most respins land an unspectacular total, but rare full-grid hits can pay 1,000x to 50,000x stake.
Defining Titles
Pragmatic's Wolf Gold and Fire Strike popularized the format. The Big Bass series uses Fish Collect with multiplier wilds. Relax Gaming's Money Train series pushed the format to extremes with multiple collector symbol types and 50,000x+ max wins. Microgaming's 9 Pots of Gold bridges Hold & Win with progressive jackpots.
Frequently Asked Questions
How many money symbols trigger the bonus?
Six is the most common threshold. Some games trigger on 5; a few require 7 or more.
Are Hold & Win bonuses worth bonus-buying?
Often the bonus accounts for 60-70% of total RTP, so buying directly skips the trigger variance. But the buy price typically costs ~100x stake, and the bonus may pay much less than that.
All Hold & Win Slots in Our Catalog (12)
Below is the full list of Hold & Win slots covered on SlotInsight, sorted alphabetically. Click any title for full RTP, volatility, max-win and feature details.